College Viability Inspection Report

St. Mary's College of Maryland

Maryland · Public

St. Mary's College of Maryland is a public institution in Maryland, enrolling 1,701 students as of 2024. It graduates 60% of students in four years, returns 86% of freshmen for a second year, and costs an average of $21,071 a year after grants and scholarships. Of the 9 inspection checks that could be evaluated, 3 are flagged: Endowment, Tuition Allocation, and Price vs. Outcomes. This report benchmarks St. Mary's College of Maryland's most recent reported year (2024) against 2,000+ U.S. colleges across three dimensions: student outcomes, financial health, and value for money. All figures are drawn from federal IPEDS filings and are reported without editorial judgment.

St. Mary's College of Maryland Inspection Flags

Student Outcomes
Financial Health
Value for Your Money

Inspection flags are nine independent checks across student outcomes, financial health, and cost-to-value that surface areas of a college's reported numbers worth a closer look. A triggered flag means the college's data met a specific threshold that students and families may want to ask about — for example, graduation rates slipping below a level, or tuition rising while outcomes decline. A clear flag means the threshold was not met. Flags are signals for further conversation, not verdicts.

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College Viability
Data Summary

St. Mary's College of Maryland — All Reported Indicators

Plain-text reference table of every metric and inspection flag for St. Mary's College of Maryland. Values reflect IPEDS-reported figures; percent changes reflect endpoint-to-endpoint 2020 → 2024 comparison; percentiles reflect 2024 national rank against four-year public and private nonprofit institutions. Cells marked "not reported" indicate the indicator was not present in IPEDS for this institution.

Student Outcomes

Metric2024 Value5-Yr % ChangeNational Percentile
Four-Year Graduation Rate60.0%-16.7%78th
Six-Year Graduation Rate71.0%-11.3%78th
Full-Time Retention Rate86.0%+3.6%77th
Pell Grant Six-Year Graduation Rate67.2%+7.8%82nd
Pell-to-Non-Pell Graduation Gap3.3pp-71.0%28th
Pell Share of Cohort17.0%-6.8%12th

Financial Health

Metric2024 Value5-Yr % ChangeNational Percentile
Revenue-to-Expense Ratio1.09×-1.5%55th
Total FTE Enrollment1,701+11.2%51st
Endowment Value$45.0M+22.3%46th
Net Assets (End of Year)$238.4M+41.8%72nd

Value for Money

Metric2024 Value5-Yr % ChangeNational Percentile
Instructional Spending %23.7%-31.6%18th
Student Support Spending %12.9%-12.2%51st
Administrative Spending %24.8%-3.1%73rd
Instruction+Support to Admin Ratio1.48×-23.4%18th
Average Net Price$21,071+4.1%58th
Net Price: $0-30K Income$2,889-54.9%4th
Net Price: $30K-48K Income$12,053+8.9%38th
Net Price: $48-75K Income$15,033-1.8%42nd
Net Price: $75K-110K Income$19,796+0.6%47th
Net Price: $110K+ Income$25,173+2.5%51st

Inspection Flags

FlagSectionStatus
Retention Below 80%
St. Mary's College of Maryland's retention rate stayed at or above 81% in all 5 reported years — above the 80% threshold.
Student OutcomesCleared
Four-Year Graduation Rate Below 50%
St. Mary's College of Maryland's 4-year graduation rate stayed at or above 60% in all 5 reported years — above the 50% threshold.
Student OutcomesCleared
Pell Gap Exceeds 10 Points
St. Mary's College of Maryland's Pell graduation gap exceeded 10pp in 2 of 5 eligible years — below the 3-of-5 trigger threshold.
Student OutcomesCleared
Revenue-to-Expense Below 1.0
St. Mary's College of Maryland's ratio stayed at or above 1.0 in all 5 reported years — ending at 1.09× in 2024.
Financial HealthCleared
Enrollment Declined 5% or More
St. Mary's College of Maryland's total enrollment grew from 1,530 to 1,701 students between 2020 and 2024 (+11.2%).
Financial HealthCleared
Endowment Under $50M or Growth Under 15%
St. Mary's College of Maryland's endowment is $45.0M, under the $50 million threshold. A smaller endowment leaves less cushion for scholarships and for tough budget years, even though it grew +22.3% over the period.
Financial HealthTriggered
High Cost, Low Completion
St. Mary's College of Maryland costs more than the national median but also graduates students at above-median rates — only one of two conditions is met.
Value for MoneyCleared
Spending on Students Below the National Median
St. Mary's College of Maryland spends $1.48 on instruction and student support per $1 of admin (2024) — below the national median of $2.75 in 5 of 5 reported years.
Value for MoneyTriggered
Rising Price, Falling Outcomes
Both conditions were met: St. Mary's College of Maryland's net price rose while the 6-year graduation rate declined between 2020 and 2024 — a prompt to ask whether tuition increases are translating into stronger student outcomes.
Value for MoneyTriggered