College Viability Inspection Report

Howard Payne University

Texas · Private, not-for-profit

Howard Payne University is a private, nonprofit institution in Texas, enrolling 680 students as of 2024. It graduates 22% of students in four years, returns 52% of freshmen for a second year, and costs an average of $25,750 a year after grants and scholarships. Of the 9 inspection checks that could be evaluated, 6 are flagged: Retention, Graduation, Equity Gap, Enrollment, Cost vs. Completion, and Price vs. Outcomes. This report benchmarks Howard Payne University's most recent reported year (2024) against 2,000+ U.S. colleges across three dimensions: student outcomes, financial health, and value for money. All figures are drawn from federal IPEDS filings and are reported without editorial judgment.

Howard Payne University Inspection Flags

Student Outcomes
Financial Health
Value for Your Money

Inspection flags are nine independent checks across student outcomes, financial health, and cost-to-value that surface areas of a college's reported numbers worth a closer look. A triggered flag means the college's data met a specific threshold that students and families may want to ask about — for example, graduation rates slipping below a level, or tuition rising while outcomes decline. A clear flag means the threshold was not met. Flags are signals for further conversation, not verdicts.

Look Beyond the Brochure. Then Ask Your College.

Changing the Balance of Power from Colleges to Students and Families.

Every campus tour is a sales pitch. Colleges will show you the beautiful quad and the smiling Dean — not what doesn't flatter them. The right questions can reveal information that significantly impacts your experience.
College Viability
Data Summary

Howard Payne University — All Reported Indicators

Plain-text reference table of every metric and inspection flag for Howard Payne University. Values reflect IPEDS-reported figures; percent changes reflect endpoint-to-endpoint 2020 → 2024 comparison; percentiles reflect 2024 national rank against four-year public and private nonprofit institutions. Cells marked "not reported" indicate the indicator was not present in IPEDS for this institution.

Student Outcomes

Metric2024 Value5-Yr % ChangeNational Percentile
Four-Year Graduation Rate22.0%-21.4%21st
Six-Year Graduation Rate32.0%-27.3%15th
Full-Time Retention Rate52.0%+4.0%7th
Pell Grant Six-Year Graduation Rate21.7%-29.7%11th
Pell-to-Non-Pell Graduation Gap12.5pp-25.3%66th
Pell Share of Cohort49.4%+9.5%70th

Financial Health

Metric2024 Value5-Yr % ChangeNational Percentile
Revenue-to-Expense Ratio1.47×+12.5%94th
Total FTE Enrollment680-10.6%26th
Endowment Value$91.3M+53.1%63rd
Net Assets (End of Year)$126.5M+44.4%57th

Value for Money

Metric2024 Value5-Yr % ChangeNational Percentile
Instructional Spending %32.4%-2.6%46th
Student Support Spending %29.9%+4.0%96th
Administrative Spending %22.6%+14.2%67th
Instruction+Support to Admin Ratio2.76×-12.0%50th
Average Net Price$25,750+5.0%76th
Net Price: $0-30K Income$24,043+54.0%88th
Net Price: $30K-48K Income$21,423-2.5%80th
Net Price: $48-75K Income$25,917+3.0%88th
Net Price: $75K-110K Income$23,412-9.1%66th
Net Price: $110K+ Income$24,182-18.1%46th

Inspection Flags

FlagSectionStatus
Retention Below 80%
Howard Payne University's retention rate fell below 80% in 5 of 5 reported years — triggering the 3-of-5 threshold.
Student OutcomesTriggered
Four-Year Graduation Rate Below 50%
Howard Payne University's 4-year graduation rate fell below 50% in 5 of 5 reported years — triggering the 3-of-5 threshold.
Student OutcomesTriggered
Pell Gap Exceeds 10 Points
Howard Payne University's Pell graduation gap exceeded 10 percentage points in 4 of 5 eligible years — triggering the 3-of-5 threshold.
Student OutcomesTriggered
Revenue-to-Expense Below 1.0
Howard Payne University's ratio stayed at or above 1.0 in all 5 reported years — ending at 1.47× in 2024.
Financial HealthCleared
Enrollment Declined 5% or More
Howard Payne University's total enrollment fell from 761 to 680 students between 2020 and 2024 (-10.6%) — a decline of 5% or more.
Financial HealthTriggered
Endowment Under $50M or Growth Under 15%
Howard Payne University's endowment is $91.3M and grew +53.1% between 2020 and 2024 — clearing both the $50 million size threshold and the 15% growth threshold.
Financial HealthCleared
High Cost, Low Completion
Howard Payne University costs more than the national median AND graduates students at below-median rates — both conditions for this flag are met.
Value for MoneyTriggered
Spending on Students Below the National Median
Howard Payne University's ratio fell below the national median of $2.75 in 2 of 5 reported years — below the 3-of-5 trigger threshold.
Value for MoneyCleared
Rising Price, Falling Outcomes
Both conditions were met: Howard Payne University's net price rose while the 6-year graduation rate declined between 2020 and 2024 — a prompt to ask whether tuition increases are translating into stronger student outcomes.
Value for MoneyTriggered