College Viability Inspection Report

College of the Holy Cross

Massachusetts · Private, not-for-profit

College of the Holy Cross is a private, nonprofit institution in Massachusetts, enrolling 3,282 students as of 2024. It graduates 89% of students in four years, returns 95% of freshmen for a second year, and costs an average of $36,014 a year after grants and scholarships. Of the 9 inspection checks that could be evaluated, 1 is flagged: Price vs. Outcomes. This report benchmarks College of the Holy Cross's most recent reported year (2024) against 2,000+ U.S. colleges across three dimensions: student outcomes, financial health, and value for money. All figures are drawn from federal IPEDS filings and are reported without editorial judgment.

College of the Holy Cross Inspection Flags

Student Outcomes
Financial Health
Value for Your Money

Inspection flags are nine independent checks across student outcomes, financial health, and cost-to-value that surface areas of a college's reported numbers worth a closer look. A triggered flag means the college's data met a specific threshold that students and families may want to ask about — for example, graduation rates slipping below a level, or tuition rising while outcomes decline. A clear flag means the threshold was not met. Flags are signals for further conversation, not verdicts.

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College Viability
Data Summary

College of the Holy Cross — All Reported Indicators

Plain-text reference table of every metric and inspection flag for College of the Holy Cross. Values reflect IPEDS-reported figures; percent changes reflect endpoint-to-endpoint 2020 → 2024 comparison; percentiles reflect 2024 national rank against four-year public and private nonprofit institutions. Cells marked "not reported" indicate the indicator was not present in IPEDS for this institution.

Student Outcomes

Metric2024 Value5-Yr % ChangeNational Percentile
Four-Year Graduation Rate89.0%+1.1%99th
Six-Year Graduation Rate91.0%-1.1%96th
Full-Time Retention Rate95.0%+6.7%92nd
Pell Grant Six-Year Graduation Rate90.2%+0.8%96th
Pell-to-Non-Pell Graduation Gap-3.4pp-187.5%12th
Pell Share of Cohort14.2%-18.1%8th

Financial Health

Metric2024 Value5-Yr % ChangeNational Percentile
Revenue-to-Expense Ratio1.31×+33.9%86th
Total FTE Enrollment3,282+4.8%70th
Endowment Value$1.11B+45.9%93rd
Net Assets (End of Year)$1.32B+27.5%92nd

Value for Money

Metric2024 Value5-Yr % ChangeNational Percentile
Instructional Spending %34.3%-4.3%54th
Student Support Spending %21.3%-2.2%81st
Administrative Spending %17.3%+0.3%46th
Instruction+Support to Admin Ratio3.22×-3.8%62nd
Average Net Price$36,014+12.3%93rd
Net Price: $0-30K Income$14,343-1.4%53rd
Net Price: $30K-48K Income$16,179-6.8%59th
Net Price: $48-75K Income$12,682-37.0%29th
Net Price: $75K-110K Income$27,711-10.9%82nd
Net Price: $110K+ Income$56,284+9.2%98th

Inspection Flags

FlagSectionStatus
Retention Below 80%
College of the Holy Cross's retention rate stayed at or above 89% in all 5 reported years — above the 80% threshold.
Student OutcomesCleared
Four-Year Graduation Rate Below 50%
College of the Holy Cross's 4-year graduation rate stayed at or above 87% in all 5 reported years — above the 50% threshold.
Student OutcomesCleared
Pell Gap Exceeds 10 Points
College of the Holy Cross's Pell graduation gap stayed at or below 10 percentage points in all 5 eligible years.
Student OutcomesCleared
Revenue-to-Expense Below 1.0
College of the Holy Cross's ratio fell below 1.0 in 2 of 5 reported years — below the 3-of-5 trigger threshold.
Financial HealthCleared
Enrollment Declined 5% or More
College of the Holy Cross's total enrollment grew from 3,131 to 3,282 students between 2020 and 2024 (+4.8%).
Financial HealthCleared
Endowment Under $50M or Growth Under 15%
College of the Holy Cross's endowment is $1.11B and grew +45.9% between 2020 and 2024 — clearing both the $50 million size threshold and the 15% growth threshold.
Financial HealthCleared
High Cost, Low Completion
College of the Holy Cross costs more than the national median but also graduates students at above-median rates — only one of two conditions is met.
Value for MoneyCleared
Spending on Students Below the National Median
College of the Holy Cross spends $3.22 on instruction and student support per $1 of admin in 2024 — at or above the national median of $2.75 in every reported year.
Value for MoneyCleared
Rising Price, Falling Outcomes
Both conditions were met: College of the Holy Cross's net price rose while the 6-year graduation rate declined between 2020 and 2024 — a prompt to ask whether tuition increases are translating into stronger student outcomes.
Value for MoneyTriggered